Mottaeva, A.B., Sh. Niyazbekova, and Ya. Stupak. “Features of Approaches of the Structure of the National Payment System ”. BUKETOV BUSINESS REVIEW 109, no. 1 (March 30, 2023): 96–112. Accessed December 6, 2025. https://bbr.buketov.edu.kz/economy-vestnik/article/view/297.