SITENKO, D.A.; GARTSUEVA , Ye.V. Financial literacy of households: theoretical aspects . BUKETOV BUSINESS REVIEW, [S. l.], v. 92, n. 4, p. 237–244, 2018. Disponível em: https://bbr.buketov.edu.kz/index.php/economy-vestnik/article/view/726. Acesso em: 6 nov. 2025.